![]() ![]() You should contact the insurance company or insurance agent directly for applicable quotes. Any rates listed are for illustrative purposes only. This content is not, and should not be considered to be, a recommendation to homeowners insurance products generally or an endorsement of a particular insurer or product. For more information about any of the companies or products profiled herein, or to inquire about the purchase of insurance, please contact the insurance company, an insurance agent or a financial advisor. Some coverages, discounts and features may not be available in all states. News nor the individual writers of this content are licensed to sell or advise on insurance products. As your local Farmers agent in International Falls and North Western Minnesota I help customers like you identify the insurance coverage that best fits. News) prepared this content about insurance companies for general informational purposes only. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence. News 360 Reviews takes an unbiased approach to our recommendations. Umbrella coverage: This supplements your liability coverage when the cost of a covered loss exceeds the limits of your basic homeowners policy, auto insurance policy, and any other qualifying policy that provides personal liability coverage.It also provides assistance in monitoring credit, contacting credit bureaus, and replacing lost documents. Identity theft: Farmers Identity Shield helps pay losses resulting from identity theft, up to $28,500 in expenses and up to $1,500 in indemnity coverage.Learn about Homeowners insurance Report or View Claim Status Get started with your claim quickly. Learn about Car insurance Homeowners Insurance Quality Home insurance with discounts and benefits. Contents replacement cost coverage: This option provides additional reimbursement to replace possessions such as a TV or appliance at current prices without depreciation. Car Insurance Switching to Farmers Auto insurance could help you save.If your home needs to be repaired or rebuilt after a claim, this coverage can provide additional funding to meet current codes and regulations. Building ordinance or law coverage: Building codes may have changed since your home was built.Personal articles floater: This provides greater levels of protection for valuable items such as jewelry, furs, or artwork whose value may exceed the limits in a standard policy.Specialized coverage is required and is offered by Farmers. Earthquake coverage: Most insurers, including Farmers, will not provide coverage under a standard policy if your home is damaged or destroyed in an earthquake.However, a flood caused by an overflowing river, flood tide, or even excess runoff from snowmelt is not and requires optional coverage. ![]() Flood insurance: Minor water damage from something like a burst pipe is generally covered by a standard homeowners policy from Farmers. ![]()
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